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Excellent first article, Nick. I met with a client today who, unwittingly, is in a lifestyle fund within their workplace pension. She's 48, selected retirement age is 55. So it's already been 'de risking' from an already low base. Criminal really. Hence why our work is never done! Look forward to future musings! Dan.

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Thanks, Dan. Spread the word with the Hat-Tip Essay if you can. The more the merrier. And good work saving the client from the lifestyle disaster!

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